Introduction:
Welcome to Timelenders. By accessing or using our website, workshops, online courses, or consultation services, you agree to be bound by the following Terms & Conditions, as well as all applicable laws and regulations. If you do not agree, you are prohibited from using our platform and services.

1. Use License
We grant you a limited, non-transferable, non-exclusive license to access and view our course and workshop materials for your personal, non-commercial use only. Under this license, you may not:

Modify or copy course/workshop content
Share, resell, or publicly distribute any materials
Reverse engineer or extract underlying concepts or content
Remove proprietary notices or copyrights
Use our content for public display or commercial gain

This license will automatically terminate if you violate any of these restrictions and may be revoked at any time.

2. Disclaimer
All content provided by Timelenders (including courses, workshops, and consultations) is offered on an “as is” basis. We do not warrant that:

The content is error-free, complete, or current
Any specific outcome will be achieved
The platform or services will remain uninterrupted or always available

We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

3. Limitations of Liability
Timelenders and its representatives shall not be liable for:

Any indirect, incidental, or consequential damages
Loss of data, productivity, business opportunities, or income
Platform or access issues beyond our control

4. Access & Availability
Access to online courses and recordings is granted through your registered account.
Some content may have limited access (e.g., 3-month or 6-month validity).
We reserve the right to update or remove content without prior notice.

5. Payment & Refund Policy
All payments are made in PKR and processed securely via third-party gateways.
As digital and time-based services are involved, refunds are generally not available once access is granted or service is delivered.
In case of duplicate payments or technical issues, contact us at [Insert Support Email].
Approved refunds will be issued via original payment method or service credit.

6. Intellectual Property
All content, including workshop slides, recordings, course materials, frameworks, and consultation tools, are the intellectual property of Timelenders. They may not be:

Copied
Shared
Reproduced
Redistributed in any form without written permission

7. User Conduct
By using our services, you agree not to:

Violate any laws or rights of others
Share your account access with others
Upload harmful code or misuse the platform
Disrupt the delivery or security of our services

8. Account Suspension & Termination
We reserve the right to suspend or terminate any account or access that:

Violates these Terms & Conditions
Shares content without authorization
Engages in abusive, unethical, or harmful behavior

9. External Links
Our website and materials may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or functionality of any external sites.

10. Modifications to Terms
Timelenders may update these Terms & Conditions at any time without prior notice. Continued use of our platform and services constitutes your agreement to the revised terms.

11. Governing Law
These Terms are governed by the laws of Pakistan. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Pakistan.

12. Complaints & Support
If you face any issues or have a concern, feel free to reach out to us:

Email: [email protected]